Your logic is all a false dilemma. https://en.wikipedia.org/wiki/False_dilemma https://en.wikipedia.org/wiki/False_dilemma For example, people willing to take

Your logic is all a false dilemma. https://en.wikipedia.org/wiki/False_dilemma https://en.wikipedia.org/wiki/False_dilemma For example, people willing to take high risks should can try working for startups, people that cannot take risks (ex: single income for a family with kids) should not. "Founding companies because it's too niche" makes no sense, we should do it as long as there is revenue to fund it. Because Finance in New York pays for than Tech means ... nothing, Tech is good enough for most people.