I’m new to the forum and super excited to join this community to learn and get inspired. I’ve recently started thinking seriously about achieving financial inde

I’m new to the forum and super excited to join this community to learn and get inspired. I’ve recently started thinking seriously about achieving financial independence, but I’m feeling a bit overwhelmed about where to start. Currently, I have around $5,000 in savings, but I’m unsure how to allocate it. Should I focus on paying off a small credit card balance ($1,200), building an emergency fund, or investing in something like ETFs? My ultimate goal is to save enough to live off passive income within the next 10-15 years. Here are a few things I’ve been considering: Is it better to focus solely on debt elimination before starting to invest? Should I prioritize building a larger emergency fund first? For beginners, what investment strategies have worked for you?