Are you willfully ignorant, or arguing in bad faith? Private health insurance exists as a pure "middle man", and hence 100% of their profits are at the cost of

Are you willfully ignorant, or arguing in bad faith? Private health insurance exists as a pure "middle man", and hence 100% of their profits are at the cost of less health care being delivered by the actual supplier of medical help. Hint: Not them. United Healthcare was notorious for having the highest refusal rate, about one third of all claims: https://www.forbes.com/sites/amyfeldman/2024/12/05/unitedhealthcare-denies-more-claims-than-other-insurers---angering-patients-and-health-systems/ https://www.forbes.com/sites/amyfeldman/2024/12/05/unitedhea... That's insane. Imagine if a car insurance company simply refused to pay for a third of all accident claims! "I see that you car was totalled, but you can clearly see a scratch in a previous social media post you made, so that's a pre-existing condition, and based on that we're required to reject your insurance claim. Have a nice day!" PS: The USA is the only western country with this kind of madness going on. Whatever your follow-up argument will be, just consider that nobody else in the modern, developed world is so stupid as to simply give a bunch of billionaires 15% of all money expended on medical services.