https://www.forbes.com/sites/johngoodman/2018/10/02/employers-could-slash-their-health-costs-overnight-so-why-dont-they/ https://www.forbes.com/sites/johngoodma

https://www.forbes.com/sites/johngoodman/2018/10/02/employers-could-slash-their-health-costs-overnight-so-why-dont-they/ https://www.forbes.com/sites/johngoodman/2018/10/02/employer... Directly paying for cash-priced surgery has become cheaper than the heavily regulated insured coverage. Not only cheaper when including the overhead of having insurance, but cheaper in real terms of a single surgery event.