From a quick skim, this seems like the interesting part: > The bureau has found that having medical debt on a credit report is not a good predictor of whether

From a quick skim, this seems like the interesting part: > The bureau has found that having medical debt on a credit report is not a good predictor of whether a borrower will repay a loan, and that consumers frequently report receiving inaccurate bills. If true, then keeping fairly-useless & junk information out of credit reports is a pretty good idea.