I've been keeping an eye on his return vs just doing a target retirement plan, and some years it's been neck-in-neck, but this past year he really hit it out of

I've been keeping an eye on his return vs just doing a target retirement plan, and some years it's been neck-in-neck, but this past year he really hit it out of the ballpark. I have some money, around 10%, that I direct. Some is "play money" that I put in moon-shots, some I put in more reasonable investments to try to track vs the FA. He charges me 1%. He did save me his fees this year by pulling out of Supermicro at the first signs of issues. There is some friction with the FA, the biggest has been when I was heavy into some individual investments due to huge returns, and their oversight wanting me more diversified, but in the end I could sign a paper saying I understood this risk. One friend did recently point out that if I had followed my own advice rather than following others advice, I'd literally be a billionaire now, so that's one point I have to watch related to the FA. My self-directed currently is mostly out of the market.