For Mac and iOS users, Moneywell is by far the simplest for using an envelope system. I love it. Local data. Solid syncing. Native app. Drag and drop money wher

For Mac and iOS users, Moneywell is by far the simplest for using an envelope system. I love it. Local data. Solid syncing. Native app. Drag and drop money where you want it. Edit: no notifications. Sorry I forgot that was one of your criteria.