I think the main issue, is that most people are reluctant to ask a friend for a loan because its considered in poor taste. If they are asking they either have n

I think the main issue, is that most people are reluctant to ask a friend for a loan because its considered in poor taste. If they are asking they either have no qalms about asking which is a red flag, or they are super desperate which probably means its unlikely they would have the ability to pay back.