I'm not aware that Windows uses your login key to encrypt anything on the disk, but maybe Windows 11 does it differently than <=10. The disk password actually

I'm not aware that Windows uses your login key to encrypt anything on the disk, but maybe Windows 11 does it differently than <=10. The disk password actually encrypts the disk, so you can't just pull the disk out and read it, or boot Linux from a flash drive and read it. You can do the above attacks when all that's set is a Windows password. In fact, you could even modify the OS at that point so it logs and exfiltrates passwords in the future.