Key to know for people outside the US (if you don't already know this) is that here you almost always deal in 30 year fixed mortgages. The buyer will never see

Key to know for people outside the US (if you don't already know this) is that here you almost always deal in 30 year fixed mortgages. The buyer will never see their rates go higher than this in the life of the loan, and in reality, if/when rates drop again, they can refinance to a new 30 year fixed at the lower rate.