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No way. Buying things on credit is huge because if my credit card is used fraudulently, I'm not out the money while I wait for the fraudulent charges to be rev
by Sohcahtoa82 2y ago
No way.
Buying things on credit is huge because if my credit card is used fraudulently, I'm not out the money while I wait for the fraudulent charges to be reversed.
- bee_rider 2y agoThat’s just a super specific quirk of the current implementation
- Sohcahtoa82 2y agoHow so? If I didn't pay with credit, then I'd be paying for everything with debit, exposing my debit card number to breaches, skimmers, and other security issues. If my debit card number gets used fraudulently, I literally lose money until I get refunded. That could be a problem if I have a rent/mortgage payment about to come out. On a credit card, the temporary loss is not mine, it's the credit issuer. My money is safe from fraudulent use of my credit card.