3 ms·

A lot of this data is quite hard to find if you don't have access to a data provider like Bloomberg (and costs money to quote) so I can understand why they don'

by mhh__ 2y ago

A lot of this data is quite hard to find if you don't have access to a data provider like Bloomberg (and costs money to quote) so I can understand why they don't bother, even though they should obviously.

infecto 2y ago
All of this data is public and well known for anyone in the finance industry, both professionals and reporters.
- bdangubic 2y ago
  you should follow a statement like this with some links mate :)
  - infecto 2y ago
    Not your mate but the OP already posted links to Fred which is where it’s public. I am sure moodys used some internal data but Fred delinquency and late rates should get pretty darn close. This data (credit card related) is not unique but I can see it’s not entirely obvious for folks like yourself that are not familiar with it. ;)
    - bdangubic 2y ago
      again - no links… :)
      - deleted 2y ago
        [deleted]
- patmorgan23 2y ago
  Cool. For those who are not in the finance industry, could you provide us some links to this easily accessible data?
  - infecto 2y ago
    The OP in this thread already posted the FRED link hence why I did not post anything and replied to someone who clearly did not see the links to the public data. Here is a follow up though that gets you closer https://www.creditorsbar.org/news/-credit-card-charge-offs-and-delinquencies-hit-13-year-high-are-they-peaking https://www.creditorsbar.org/news/-credit-card-charge-offs-a...
davidclark 2y ago
Moody’s report could be aggregating the Fed data, but we’ll never know without a real citation.
- listenallyall 2y ago
  FT doesnt owe you a citation, or any explanation. It's a subscription newspaper, not a public resource. Just because someone linked to it on HN doesn't change that. If you feel that FT's reporting is insufficient, or unreliable, or lacks context, then go exercise a very simple remedy... don't read it. All your comments read as if FT owes you something, despite you not being the paper's target audience (or a paid subscriber).

by mhh__ 2y ago

infecto 2y ago

All of this data is public and well known for anyone in the finance industry, both professionals and reporters.

bdangubic 2y ago
you should follow a statement like this with some links mate :)
- infecto 2y ago
  Not your mate but the OP already posted links to Fred which is where it’s public. I am sure moodys used some internal data but Fred delinquency and late rates should get pretty darn close. This data (credit card related) is not unique but I can see it’s not entirely obvious for folks like yourself that are not familiar with it. ;)
  - bdangubic 2y ago
    again - no links… :)
    - deleted 2y ago
      [deleted]
patmorgan23 2y ago
Cool. For those who are not in the finance industry, could you provide us some links to this easily accessible data?
- infecto 2y ago
  The OP in this thread already posted the FRED link hence why I did not post anything and replied to someone who clearly did not see the links to the public data. Here is a follow up though that gets you closer https://www.creditorsbar.org/news/-credit-card-charge-offs-and-delinquencies-hit-13-year-high-are-they-peaking https://www.creditorsbar.org/news/-credit-card-charge-offs-a...

davidclark 2y ago

Moody’s report could be aggregating the Fed data, but we’ll never know without a real citation.

listenallyall 2y ago
FT doesnt owe you a citation, or any explanation. It's a subscription newspaper, not a public resource. Just because someone linked to it on HN doesn't change that. If you feel that FT's reporting is insufficient, or unreliable, or lacks context, then go exercise a very simple remedy... don't read it. All your comments read as if FT owes you something, despite you not being the paper's target audience (or a paid subscriber).