Thank you for sharing your experience. To add to your ZIRP point: I find it bizarre that tech companies are still valued at 10x their revenue in the stockmarke

Thank you for sharing your experience. To add to your ZIRP point: I find it bizarre that tech companies are still valued at 10x their revenue in the stockmarket. The multiple is a high-tech premium... because computer technology is new and therefore every business that involves computers is high-growth? We don't pay crazy multiples for businesses that use electricity or telephones. Why should we pay them for tech? Soon all these high-tech companies are going to have valuation multiples like manufacturers, logistics companies and fast-food chains.