4 ms·
The most popular way to transfer money between friends in Poland is a BLIK-to-phone-number transfer. Those transfers are done from the banking app. I don’t need
by Kwpolska 2y ago
The most popular way to transfer money between friends in Poland is a BLIK-to-phone-number transfer. Those transfers are done from the banking app. I don’t need to know someone’s account number, I just need their phone number. BLIK transfers are instant, unlike regular bank transfers, which may take up to 1 business day (specifically, they are done via batch processing 3 times in a business day), and they are always free, unlike instant bank transfers (though that depends on your bank/account type).
- seba_dos1 2y agoBLIK payments are just an interface on top of regular bank payments.
- Kwpolska 2y agoThey are an interface on top of Express Elixir, not Elixir.
- seba_dos1 2y agoBoth are an option for regular transfers. What I meant is that in BLIK, phone number gets resolved to a bank account number and a regular (express) transfer gets made, which can be seen in your account history.