A more informative question is: _Who_ would you let manage your financial affairs, and under what circumstances? To which my answer would be something like: a

A more informative question is: _Who_ would you let manage your financial affairs, and under what circumstances? To which my answer would be something like: a qualified financial adviser with a good track record, who can be trusted to do the job to, if not the best of their abilities, at least an acceptable level of professional competence. A related question: who would you let give you a lift someplace in a car? And here's where things get interesting. Because on the one hand there's a LOT more at stake (literally, your life), and yet various social norms, conventions , economic pressures and so on mean that in practice we quite often entrust that responsibility to people who are very, very far from performing at their best. So while a financial adviser AI is useless unless it can perform at the level of a trained professional doing their job (or unless it can perform at maybe 95% of that level at much lower cost), a self-driving car is at least _potentially_ useful if it's only somewhat better than people at or close to their worst. As a high proportion of road traffic collisions are caused by people who are drunk, tired, emotionally unstable or otherwise very very far from the peak performance of a human being operating a car. (We can argue that a system which routinely requires people to carry out life-or-death, mission-critical tasks while significantly impaired is dangerously flawed and needs a major overhaul, but that's a slightly different debate).