> The vast majority of people simply do not need a less trust-based, more complex financial system. I work at a bank. Do you know where the complexity comes fr

> The vast majority of people simply do not need a less trust-based, more complex financial system. I work at a bank. Do you know where the complexity comes from ? It is all derived from: (1) risk management and (2) regulation compliance. Crypto is simpler because it can't be bothered to take either seriously.