That's well said, as far as it goes, but I wouldn't leave out the point about different incentives and levels of investment in the outcome for the two parties.

That's well said, as far as it goes, but I wouldn't leave out the point about different incentives and levels of investment in the outcome for the two parties. (The pithy, cynical versions: "First, let them get sick" (Seth Roberts) and the life/dinner principle (Dawkins and Krebs).)