> I'm pretty sure small business owners have AmEx cards at a higher rate than the average consumer, though I'm not entirely sure why Because they treat busines

> I'm pretty sure small business owners have AmEx cards at a higher rate than the average consumer, though I'm not entirely sure why Because they treat business customers like royalty and offer great benefits. Nobody else offered me cards with: * Unlimited credit * Trade terms on all purchases (1.5% cash discount for paying a bill early, or pay 10% and have 60 days to pay interest-free) * 90 days to return any purchase, even if the store won't take it back * OPEN network discounts (office supplies, hotels, cars, etc) * An actual human being that you talk to the same day your FedEx'd card arrives, who wants to know about your business and how AmEx can help you save money and manage cash flow