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Sorry missing something here as a non Americana person. Why should someone have to understand and negotiate co-pay, or having to chose more efficient pharmacies
by enteeentee 2y ago
Sorry missing something here as a non Americana person. Why should someone have to understand and negotiate co-pay, or having to chose more efficient pharmacies and reimbursement rates when they just want the pharma that like keeps them alive?
- mathgeek 2y agoBecause if you don’t do such things, you spend more than you have to.
- enteeentee 2y agoPoint being you shouldn’t have to
- mathgeek 2y agoAh my bad, thought you were asking why folks do it in the US.
- kcplate 2y agoMy pharmacy is at a grocery store. They deeply discount certain common generic meds because they want you to shop there for groceries. It’s less about negotiating a copay, but rather letting market forces work to people’s advantages
- sabbaticaldev 2y agothose market forces made the US have the most expensive meds
- kcplate 2y agoI know that is the talking point, but that is not my lived experience. I have been on 5 regular meds for chronic conditions and I currently pay less than $25/mo with my insurance plan. Twelve years ago I did a 18 month stint doing freelance work with no health insurance and paid about the same.
- sabbaticaldev 2y agoThose same 5 meds are probably free in most EU countries and even some south american ones. It could also be given for free in the US at a fraction of the total spending but that would impact the GDP too much. From zero to 25usd/month is a huge difference
- kcplate 2y ago> From zero to 25usd/month is a huge difference I know how much my EU colleagues make in income and how much they pay in taxes to save that huge difference of $0 to $25. I’d much rather have my salary, insurance bill, and $25 Rx co-pay all day long.