setting aside the difficulty in getting probabilities that sister commenters have brought up, i think what these kinds of articles often miss is that these deci

setting aside the difficulty in getting probabilities that sister commenters have brought up, i think what these kinds of articles often miss is that these decisions actually often are about vibes. even if i had accurate numbers and Kelly says that it's not worth it to buy insurance, it very well could be worth the peace of mind for me personally, regardless of wealth. in general i don't like when someone else tries to tell me how i should be using a product i buy, and that includes insurance.