I am not sure the reading is entirely unfair. If you cannot pay for the emergency in cash, the alternatives on the table are not great. The breakdown of answers

I am not sure the reading is entirely unfair. If you cannot pay for the emergency in cash, the alternatives on the table are not great. The breakdown of answers: 44% Pay the cost from your savings 21% Finance with a credit card and pay it off over time 16% Reduce your spending onother things 10% Borrow from family or friends 4% Take out a personal loan 5% Something else