3 ms·
That might be worse - if the autopay amount is even a few dollars over what you put into the separate account, you'll be on the hook for an overdraft fee, which
by commandlinefan 2y ago
That might be worse - if the autopay amount is even a few dollars over what you put into the separate account, you'll be on the hook for an overdraft fee, which you _definitely_ won't be able to recover.
- jmholla 2y agoYou can tell your bank to not approve overdrafts, at least in the states. They word it real weirdly at the bank, but you want to opt-out of the "overdraft protection" (the protection letting you purchase things you don't have money for).
- gruez 2y agoThat prevents overdraft charges, but not declined payment/NSF charges from the biller or your bank.