Isn’t housing extremely unaffordable in the UK though? That erases a lot of these benefits, doesn’t it? (I’m aware this is true of a lot of HCOL areas in the U.

Isn’t housing extremely unaffordable in the UK though? That erases a lot of these benefits, doesn’t it? (I’m aware this is true of a lot of HCOL areas in the U.S. as well.)