yes, and that 2% per year average figure takes that into account. The percent for your life is higher. You got robbed, do something to make it go down, it gets

yes, and that 2% per year average figure takes that into account. The percent for your life is higher. You got robbed, do something to make it go down, it gets lower. Over the course of the average life, it ends up at 2% per year. It's probably highest around 15 to 25yrs old (have possessions, get robbed, learn to do differently) and lower at the end (except for getting robbed by scams which often target the elderly)