So not independent. And published as a white paper on Waymo's website. And only addresses the collaboration between Waymo and the insurance company, no mention

So not independent. And published as a white paper on Waymo's website. And only addresses the collaboration between Waymo and the insurance company, no mention of who funded the academics. Pretty sure if you dig deep enough, Swiss Re is somehow a Waymo investor. I'd trust this more if Waymo had a direct pipeline to an anonymized public repository of their complete data set for independent analysis