> I’ve never seen a charge for talking to ins co. You don’t see the cost of the electricity on your bill either, but it’s going to be passed on. Doctors can’t

> I’ve never seen a charge for talking to ins co. You don’t see the cost of the electricity on your bill either, but it’s going to be passed on. Doctors can’t directly bill anyone for this time so they simply bump up other charges to compensate, the same way they cover rent or the office phone bill.