> The thing to keep in mind here is that NFC requires interoperability to be useful. You could say the same thing about facetime, iMessage or airplay or other

> The thing to keep in mind here is that NFC requires interoperability to be useful. You could say the same thing about facetime, iMessage or airplay or other things Apple has released. Apple seems to be quite satisfied with improving the experience of people who live only in their ecosystem while leaving others out, even at times to their own detriment. I think they have enough power to pull off exclusive deals with enough financial institutions and retailers to get their own tech deployed into a lot of stores. So I don't really buy that they can't go their own way on this.