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> Suddenly in-network/out-of-network cannot exist. ...I don't think that's true. There would presumably still be some providers who charge more than others. T
by Wowfunhappy 2y ago
> Suddenly in-network/out-of-network cannot exist.
...I don't think that's true.
There would presumably still be some providers who charge more than others. The insurance company will need to set a limit on how much they're willing to pay for a given service. Providers who charge above this limit are out of network; other providers are in network.
I do still see the benefits of what you're proposing, but the question remains of what happens when you're accidentally at an out of network doctor.
- Someone1234 2y agoIf everyone is paying the cash-price, you'll get reimbursed up to whatever your policy says, and you'll be responsible for the rest. So no networks, but just like current vehicle coverage, the policy's estimation of the cost and what someone is trying to charge may not align.