I have done so multiple times, albeit in the UK. When collections calls, you explain them the situation (service not provided or whatever, and evidence of tryi

I have done so multiple times, albeit in the UK. When collections calls, you explain them the situation (service not provided or whatever, and evidence of trying to resolve it with them in good faith) and they go away. Have yet to see a court summons or anything, although I'd love to see them try their lies in court. I did not care about the credit report impact - it's probably the only valid reason not to do this if this is something you care about.