If you were paying retired people with investors money then why does SSA have a giant surplus of nearly 3 trillion [1]? The surplus is because of all the peopl

If you were paying retired people with investors money then why does SSA have a giant surplus of nearly 3 trillion [1]? The surplus is because of all the people that have payed into the program and haven't retired yet ... [1]: https://www.ssa.gov/oact/progdata/assets.html https://www.ssa.gov/oact/progdata/assets.html