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I'm pretty sure they understand how social security works. You missed the point they were making.

• lern_too_spel 2y ago
  Asking for a positive return on social security is like asking for a positive return on welfare. The positive return comes from not having so many homeless old people all over the country. It's not a personal investment vehicle.
  • FredPret 2y ago
    It could be that OP expects Social Security to be kaput by the time he gets to be old. Looking at the population graph, that’s a valid concern. There’s a ton of boomers and a ton of millenials, but very few babies to pay for our retirement. (This phenomenon could invalidate even individual stock investment retirement plans as well. We need a future generation of workers, investors, entrepreneurs, consumers).
    • dataflow 2y ago
      > This phenomenon could invalidate even individual stock investment retirement plans as well. It has always baffled me how nobody ever takes this into account for investments.