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You can dispute debt in collections by requesting proof of the debt. The consumer protections in that area (debt collections) are quite a bit more developed tha
by sudoshred 2y ago
You can dispute debt in collections by requesting proof of the debt. The consumer protections in that area (debt collections) are quite a bit more developed than any consumer protections about intentional procedural inefficiency when cancelling service.
- nodamage 2y agoIf you never actually took the steps to cancel your contract won't they be able to prove your debt via the existence of a non-cancelled contract?
- mrguyorama 2y agoThe purpose is to take advantage of the sloppiness of the debt collection industry. They are designed around tricking financially illiterate people, harassing poor people, and lying. When they buy a debt, they rarely get comprehensive documentation.
- naijaboiler 2y agoyou will end up with damaged credit. The only negative on my credit report is from a verizon phone I bought from a verizon store (actually ended up not being Verizon owned store,) which i returned within the 7 days return fee, even paid re-stocking fee. But which the store credits me for having returned it later than I did, which allowed Verizon charged me 1 month service fee, which I never got a bill or email even though verizon had both, until it showed up on credit as collection. Nothing I did could get it off.