It is. But for some reason a lot of people prefer to spend time planning and even moralising about how virtuous they're being by doing so. Frankly I'm convinced

It is. But for some reason a lot of people prefer to spend time planning and even moralising about how virtuous they're being by doing so. Frankly I'm convinced it's more of a cultural, Protestant-work-ethic type issue - you can't reason people out of planning because they never reasoned themselves into it in the first place.