For individuals the solution used to be postal banks run by the government - https://en.wikipedia.org/wiki/Postal_savings_system https://en.wikipedia.org/wiki/P

For individuals the solution used to be postal banks run by the government - https://en.wikipedia.org/wiki/Postal_savings_system https://en.wikipedia.org/wiki/Postal_savings_system But I suspect you don't think this system meant for individuals is appropriate for crypto. > We would not stand for the same arbitrary exclusion of certain (again, legal) parts of society from any other infrastructure provider, be it transport, electricity, water, etc. Except, we do accept it. The article even points out that part of the energy sector is debanked, linking to https://www.barrons.com/articles/debanking-hurts-everyone-51610145010 https://www.barrons.com/articles/debanking-hurts-everyone-51... wherein we read "Most recently, Bank of America joined five other major American banks to say it will not fund any oil and gas efforts in the Arctic National Wildlife Refuge, even though the federal government has opened it to exploration and production." https://oilprice.com/Latest-Energy-News/World-News/US-Pauses-Rule-That-Says-Banks-Cant-Reject-Loans-To-Oil-Gas.html https://oilprice.com/Latest-Energy-News/World-News/US-Pauses... says it was because the banks were worried about "the reputational consequences of providing lending to oil and gas projects in sensitive areas". > Banks are protected by governments And in return banks are required to limit risk. They can't dump it all on red at the casino and expect the Feds to pay back any loss. As the linked-to piece comments "crypto is sketchy, prone to wild swings in value, and too much institutional investment in it would seem to pose a structural risk to whichever bank was dumb enough to do so.". > if selling weed is legal where the company operates That specific one is a theoretical example as there is no place in the US where selling weed is legal. Even when there is no state law there is a federal law prohibiting it. > This should be enshrined in law. I hope you realize that the law would have to be complex. Consider how a bank may allow any (legal) account but limit it to a max transfer of $50,000/week in order to ensure sufficient stability, which the crypto brethren would find overly restrictive.