Those that had money earlier earned that money somehow, presumably by taking risks and earning the reward from those risks, instead of the risk showing up. The

Those that had money earlier earned that money somehow, presumably by taking risks and earning the reward from those risks, instead of the risk showing up. The more risk you take, you hopefully get more expected return, but of course with more risk taken. The risk must show up eventually or it wouldn't be a risk. There is no guarantee of that return. There is risk with investing. Without risk, there can be no return. You can diversify some of the risk by owning lots of companies, but that doesn't make all risks go away.