I also think drug prices are a pretty overrated topic when medical costs come up. I asked my friend how much he pays for Humira, on paper a $100k a year treatme

I also think drug prices are a pretty overrated topic when medical costs come up. I asked my friend how much he pays for Humira, on paper a $100k a year treatment, and he says "nothing". Insurance pays, like $15k a year to the manufacturer, and then "forgives" the rest of the cost for him. The MSRP often is a made up number that nobody pays. Keeping up deception is a win-win for the parties involved: the manufacturer gets a crazy number through negotiation with Medicare, and the insurance company gets to brag about how much money it saved clients.