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Insurance companies aren't the main villain of the U.S. health system Not an expert in this but I know that ever since I retired and opted to not have insuranc
by LinuxBender 2y ago
Insurance companies aren't the main villain of the U.S. health system
Not an expert in this but I know that ever since I retired and opted to not have insurance everything is cheaper. I tell people I am paying cash and they need not argue with any insurance companies and I get a look of relief from whomever I am speaking with. The local pharmacy said they would give me a 20% discount on every prescription including generics. I did not even ask for one. I only state that to increase the probability I get what I want.
- legitster 2y agoIt's really frustrating though when the opposite happens - you ask for a cash price and they look stupefied. Usually though HSAs + high deductible plans are the best of both worlds. Most of the time you just pay with cash (tax free!). But if you get in something serious you know you're not going to go bankrupt.
- Bender 2y agoBut if you get in something serious you know you're not going to go bankrupt. Absolutely true. In my case and per my preference I put the money I would have spent on insurance to eat healthier foods, get quality supplements, good walking shoes and other things that improve my overall health. It's not for everyone and perhaps I am taking illogical risks but I have come to terms with such risks. I suppose time will tell if I chose poorly. The unknown for me is if I would qualify for a black bar on HN.