People sign up for (or are tempted to sign up for) Medicare C because traditional Medicare is too complex and bafflingly bad. Traditional Medicare requires payi

People sign up for (or are tempted to sign up for) Medicare C because traditional Medicare is too complex and bafflingly bad. Traditional Medicare requires paying for your Part B premium, a separate Part D plan and premium (from the private insurance companies), likely a third “Medigap” plan and premium (also from the private insurance companies IIRC) and then separate private vision and dental coverages. And for all of that, you’re stuck paying at least 20% of everything, on top of separate deductibles for each part and no out of pocket caps at all (meaning Medicare isn’t even an ACA compliant health care plan). Part C simplifies this for so many people by rolling all of Part B, Part D and usually vision and dental into a single premium and puts out of pocket caps on the amount of money you might need to shell out. Is it any wonder people keep choosing Part C even if it means their providers have to fight the insurance more?