> In some countries if you don't give care to someone who is in danger of dying you are yourself responsible for murder. So everyone in said countries is guilt

> In some countries if you don't give care to someone who is in danger of dying you are yourself responsible for murder. So everyone in said countries is guilty of murder because they're not donating 100% of their time and energy to helping cure cancer? That's not at all how this works. You can't just legislate infinite resources into existence. And infinite resources is exactly what it would take to give everyone a 100% perfect standard of care. Deciding what's covered and what isn't is literally the whole job of an insurance company. Otherwise we could just put money into a pot and let anyone take out any amount they feel like, whenever they feel like it, for whatever purpose they deem necessary at their sole discretion. (And if that sounds like a good idea to you, I'd urge you to think things through a bit more carefully before you waste your money by trying it.)