Looks like a great product. In all honesty though it would take a lot to get me to switch from Wealthfront because they not only offer these funds but also vari

Looks like a great product. In all honesty though it would take a lot to get me to switch from Wealthfront because they not only offer these funds but also various IRA funds, bonds, etc. I like having everything in one place, and I don't have the time, nor sufficient knowledge of the market (if I'm honest with myself), to micro-manage my investments, so I can put up with a 0.25% AUM fee to "set it and forget it". But for those want more control or who are trying to reduce fees as much as possible, this looks great. Good luck. Update: Having said that, the fact that you say stocks are held in an account at Apex in my own name (avoiding the Synapse problem), is attractive. I'm actually not sure whether Wealthfront does that. That would be an incentive to get me to switch (or at least partly).