> Here in Europe, it is common to pay online by bank transfers, not by payment cards. UK here. I pay my window cleaner and my tree surgeon by a bank transfer (

> Here in Europe, it is common to pay online by bank transfers, not by payment cards. UK here. I pay my window cleaner and my tree surgeon by a bank transfer (from my bank's phone app app). If I buy a thing or service online or in a shop I pay using a credit card. It's almost unheard for medium to large companies to offer their bank details for a transfer.