There is SEPA with instant payment in the European Union, which has to be available at no additional cost. Which in practice already works for micropayments, as

There is SEPA with instant payment in the European Union, which has to be available at no additional cost. Which in practice already works for micropayments, as can be seen by various entities booking 1ct to verify the validity of the account holder/data. Amazon does this, Aliexpress does it, many others already do this. Why can't the effing press/media do it? Similar applies to US-American ACH. But no, those r-tards always want to sell their bundles and abonnements.