Talk with your bonded fiduciary advisor, they are the _only_ people that won't try to sell you on nonsense or lie to your face. Disclaimer: This is not advice,

Talk with your bonded fiduciary advisor, they are the _only_ people that won't try to sell you on nonsense or lie to your face. Disclaimer: This is not advice, so YMMV etc... note most financial "advisors" will quietly have >80% of their investments in boring index funds. Unbounded advisors at banks etc. generally do not "practice what one preaches" when there is no legal repercussions for lying to you. Best of luck, =3