The Health Industry has this lovely 3-part structural defense they run behind every time that someone questions why the health industry costs so much. Step 1:

The Health Industry has this lovely 3-part structural defense they run behind every time that someone questions why the health industry costs so much. Step 1: "The other 2 entities in the health industry are to blame!" Step 2: Profit, because no one is going to succeed a battle here that knocks down only one of these. Every time, this is the response. In practice they are all to blame, and they could all be working to make this better. But none of them are incentivized to act in anything but their own self-interest. Insurance is definitely to blame, as are hospitals and pharmaceutical manufacturers. There's a reason the companies that ostensibly "save people's lives" are some of the most hated in the US. I hope that Insurance companies have an epiphany from the public sentiment about this, that they're messing this up spectacularly. But honestly, they seem more likely to wait for this to blow over.