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How about not tying choosing health insurance to employers. Let’s permit employers reimburse insurance for employees, but put the choice of insurance to employe
by boroboro4 2y ago
How about not tying choosing health insurance to employers. Let’s permit employers reimburse insurance for employees, but put the choice of insurance to employers into the marketplaces. I think it would improve state of things significantly by tying beneficiaries and customers into same person again.
- ethbr1 2y agoPart of the issue there is group policy. Insurers by the nature of their business prefer blended groups vs individuals, especially when individuals have a choice among insurers. Or to put it another way, any insurer offering a "better" policy (in terms of more coverage for less money) will attract the highest-consuming patients, individually. If they sign up groups with less choice, they're more likely to get a balanced cohort of consumers / non-consumers, young / old, etc. etc.