That's probably because 65% of people have no real chronic medical conditions and/or are on Medicare. I'm pretty well-off, so I can just throw money at my prob

That's probably because 65% of people have no real chronic medical conditions and/or are on Medicare. I'm pretty well-off, so I can just throw money at my problems, and avoid dealing with insurance nonsense (denials and delays). So I'm fine with my health care coverage. I'm not at all fine with my insurance company. And I'm actually in a very privileged position because I helped select this insurer for my company.