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not true, Insurance Pharmacies Doctors and Hospitals all work together. The high list prices you see are only exist there to scare uninsured/underinsured Ameri
by slt2021 2y ago
not true, Insurance Pharmacies Doctors and Hospitals all work together.
The high list prices you see are only exist there to scare uninsured/underinsured Americans and to force them to buy/pay more expensive insurance.
As soon as you get treated, these list prices magically get reduced on the backend by factor of 2-3x.
Doctors themselves cannot price gouge patients, but they can price gouge via middleman (insurance).
The same procedure that costs $50 will be billed to insurance as $500 procedure.
same with pharma drugs, there is a very complex system in place to keep the face of expensive prices, while keeping a system of rebates/discounts/pre-negotiated contracts between each big player.
Americans are simply getting taken for a ride and their money being stolen by Pharma+Hospitals and Insurance is simply acting as a financial middleman.
Also insurance literally FORCES americans to work, because thats the only way to get affordable health insurance. Aint noone is paying COBRA (list prices). If you do you are stupid and throwing money away.
American population is being squeezed and extracted of their labor due to system that forces you to work to stay alive and healthy.
for comparison, just go to Thailand or Vietnam to any of the private hospitals: you can get the same western standard treatment but for pennies (the actual cost of care). This is the healthcare that Americans COULD have, but unfortunately the American system would lose too much money so Americans are not allowed to have affordable health care.
A lot of things in America is simply regulatory capture and requires Americans to keep ignorant of what they could have, what other countries enjoy, but Americans are not allowed to
- plagiarist 2y ago> Also insurance literally FORCES americans to work, because thats the only way to get affordable health insurance. This is really important. This system is artificially lowering the cost of labor and preventing people from immediately leaving workplaces where they are treated poorly by the employers or the customers.
- slt2021 2y agoPeople sometimes ask why there are fewer independent artists or writers, or small artisans like in Europe. The reason is if you want to live, you need to get healthcare, and for that you need to be employed by BigCorp (because marketplace insurance is overpriced and crappy thanks to OBAMA). The system is set up in a way to keep extracting and exploiting people in their prime years of age