Anecdotally, this type of corporate behaviour seems to have infected the US health industry. Doctors, Nurses, service providers, entrepreneurs, etc, all routin

Anecdotally, this type of corporate behaviour seems to have infected the US health industry. Doctors, Nurses, service providers, entrepreneurs, etc, all routinely have to deal with these insurance companies who refuse to pay for things, negotiate rates post-hoc, and generally engage in extremely unethical business behaviour. That seems to have become normalized and I personally won't do any work with anyone in the US Healthcare industry any more unless it's paid up-front.