3 ms·
Oh I see. But I mean why not just a debit/bank card that allows you to pay with money you have but not with money you don't? You just meant card in general. Yes
by pmg101 2y ago
Oh I see. But I mean why not just a debit/bank card that allows you to pay with money you have but not with money you don't? You just meant card in general. Yes I agree cash is now very inconvenient.
- ghaff 2y agoBasically, you're less protected against purchases gone wrong with a debit card or against fraud. A fair number of (mostly higher income) folks also get other benefits from credit cards--though that may not be relevant here. However, a debit card usually covers the floor of needing a card of some sort to pay for a lot of things.
- jrmg 2y agoThis is hardly ‘basically forced to have a credit card’.
- ghaff 2y agoI suspect a lot of people in the US use credit card generally to mean card of some sort because credit cards are so common. You do mostly need a card of some sort (and a smartphone) for many purposes but it mostly doesn't need to be a literal credit card so long as you have enough money in the bank.
- oblio 2y agoHow do you get a credit score?