> not all treatments are automatically approved It's not simply approval or denial. In the US, you can still get health care for conditions the insurance compa

> not all treatments are automatically approved It's not simply approval or denial. In the US, you can still get health care for conditions the insurance company decides to deny payment for after the fact. The "insured" is then financially ruined. This is so exceedingly common in the US. It's far, far, far, far, far, far, far less likely to be financially destroyed by a health issue in the UK or any other industrialized nation.